Markets · Forex

Forex — the market that never sleeps

Currencies trade in pairs: buying EUR/USD means buying euros and paying with dollars — you're always long one, short the other. It's the biggest market on Earth, open 24 hours, five days a week. The catch: it's leveraged, and the session clock decides when there's actually something to trade.

Reading a pair

EUR/USD = 1.0850

EUR = base (what you buy/sell) · USD = quote (what you pay with). The number is how many USD one EUR costs. If the number goes up, the euro strengthened. That's the whole grammar.

Majors, minors, exotics

Majors pair a currency with USD (EUR/USD, GBP/USD, USD/JPY) — tightest spreads, most predictable behavior. Minors skip the USD (EUR/GBP). Exotics pair strong vs emerging currencies — wide spreads, violent moves. Beginners live in the majors.

Anatomy of a pip

A pip is usually the 4th decimal (0.0001). JPY pairs use the 2nd decimal. The 5th decimal is a "pipette" — a tenth of a pip, where brokers make the spread.

The 24-hour session clock

Forex follows the sun: Tokyo hands off to London, London to New York. Volatility lives in the overlaps — London/NY especially. Drag the hour to see who's open.

UTC hour 13:00
All times UTC. Best liquidity: London–New York overlap (13:00–17:00 UTC). Deadest: after NY close, before Tokyo.

Lots & what a pip is worth

Lot typeUnitsPip value (EUR/USD)A 20-pip move costs/gains
Standard100,000$10.00$200
Mini10,000$1.00$20
Micro1,000$0.10$2
Leverage truth: brokers offer 30:1, 100:1, even 500:1. Leverage doesn't increase your edge — only your speed. At 100:1, a 100-pip move against a full standard position is a 100% loss. Micro lots exist so you can learn without donating. Use them.
Beginner traps: trading during the dead hours and mistaking spread noise for signal · over-leveraging so a normal swing stops you out · trading every "setup" in every pair instead of mastering one · forgetting swaps (overnight fees) on multi-day holds.
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